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Axis Bank Personal Loan Interest Rate & Charges
Need quick funds? Axis Bank personal loans offer a hassle-free way to borrow money when you need it the most. Whether it's a financial emergency or your child's education, you can apply easily with Rupyy and get instant access to funds. Before applying, check the latest Axis Bank personal loan interest rate starting at just 11.25% p.a. to compare and plan your budget wisely.
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Axis Bank Personal Loan Details
Feature
Details
Loan Amount
₹50,000 to ₹40 lakh
Interest Rate
Starting from 11.25% p.a.
Loan Tenure
12 to 84 months
Axis Bank Personal Loan Current Interest Rate
Type of Interest
Fixed Rate of Interest
MCLR (1-Year)
9.40%
Spread over 1-Year MCLR
1.7%-12.6%
Minimum Interest Rate
11.25%
Maximum Interest Rate
22.00%
Axis Bank Personal Loan Foreclosure Charges
Type of Charges
Charges
Part-payment and Foreclosure
- If paid ≤ 3 years EMIs - 3%
- For > 3 years paid EMIs - 2%
Failed Cheque or ECS debit
Rs. 399+GST
Payment Swap
Rs. 500+GST
Penalty
8% p.a
Copy of loan statement
Rs. 250+GST
Copy of No Due Certificate
Rs. 50+GST
Get the funds you need today!
Flexible Terms? or Quick Approval? or Low Interest Rates?
What is it that you need. We have it all.
Axis Bank Personal Loan Eligibility
Eligibility Factor
Criteria
Occupation
Salaried employees
Minimum Age
21 years
Maximum Age
60 years
Minimum Net Monthly Income
- Rs. 15,000 for Axis Bank customers
- Rs. 25,000 for non-Axis Bank customers
Cibil Score
700 or more
Axis Bank EMI Calculator
Axis Bank provides an online EMI calculator to help you estimate your monthly EMI payments. This tool is useful for planning your finances and understanding the repayment structure.
EMI PER MONTH
₹4,442
| Principal Loan Amount | ₹50,000 |
| Interest Amount | ₹3,304 |
| Payable Amount | ₹53,304 |
How to Use the EMI Calculator:
1
2
Select Tenure
Choose the repayment period in months.
3
Input Interest Rate
Enter the applicable interest rate.
4
Click Calculate
View your monthly EMI.
How to Apply Personal Loan in Axis Bank
You can apply for an Axis Bank personal loan with Rupyy. To proceed, check out the steps:
- Click on the ‘Check Your Offer Now’ button
- Enter your mobile number
- Now, you will receive an OTP
- Enter the OTP you’ve received
- Upon successful verification, our representative will get in touch with you.
Axis Bank Personal Loan Offer
Maximum Loan Amount: With a maximum loan limit of Rs. 40 Lakhs, Axis Bank empowers you to meet any financial commitment, no matter how big it is. This competitive loan limit provides you with the financial security you need.Competitive Rate: At Axis Bank, there is a competitive starting rate of 11.25% per annum for personal loans. This allows you to secure an affordable EMI, making you financially savvy and smart.Loan Prepayment: Close your Axis Bank personal loan early at your convenience by paying a prepayment penalty. By doing this, you save a substantial amount on loan repayment.Get the funds you need today!
Flexible Terms? or Quick Approval? or Low Interest Rates?
What is it that you need. We have it all.
Contact Details of Axis Bank
Toll-free Number
1800 209 5577 / 1800 103 5577
Email Address
loans@axisbank.com
Frequently Asked Questions
What is the interest rate for Rs. 5 Lakh Axis Bank personal loan?
What is the current Axis Bank personal loan interest rate?
How is the Axis Bank personal loan interest rate calculated?
What factors affect Axis Bank's personal loan interest rates?
How can I get the lowest Axis Bank personal loan interest rate?
Does my CIBIL score affect my Axis Bank personal loan interest rate?
Are Axis Bank personal loan interest rates fixed or variable?
How can I use the Axis Bank personal loan EMI calculator?
What are the Axis Bank personal loan processing fees and other charges?
Where can I find the latest Axis Bank personal loan interest rate offers?
