Upto 100% loan
Upto 100% on-road funding
Used Car Loan
Fast. Secure. Easy
Get used car loan in few minutes with our 100% paperless process
Features and Benefits
RC Transfer
Hassle free RC Transfer and end-to-end Support
Attractive car loan interest rates
Comparable EMIs with multiple offers
Quick Approvals
Instant eligibility check and completely digital process
Avail loan in 4 simple steps
1
Submit your details
Fill your details on the platform
2
Select your loan offer
Choose from available offers
3
Complete instant V-KYC online
Verify your identity
4
Get your loan disbursed
Submit application
Discover our other product or other loan options
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- Balance Transfer Calculator
- Two Wheeler Loan Calculator
- Two Wheeler Loan
- Personal Loan
Used Car Loan Eligibility
You are eligible to avail a car loan if you meet the below criteria
For Salaried Individuals
- Individuals who are at least 21 years old at the time of loan application and no older than 60 at the conclusion of the loan term
- Individuals who have worked for at least two years, including at least one year with their present employer
For Self-employed Individuals
- Individuals who are at least 25 years old at the time of application and no older than 65 at the conclusion of the loan term are eligible.
- Those who have been in operation for at least two years
Documents Required for second hand car loan
For Salaried Individuals
KYC documents (Valid Photo ID Proofs)- PAN Card
- Salary Slip (latest 3 months)
- Salary account statement(latest 6 months)
- Signature Verification Proof
- Registration Certificate of the car
For Self Employed Individuals
- KYC documents (Valid Photo ID Proofs)
- PAN Card
- Last 2 years ITR as proof of income
- Salary account statement(latest 6 months)
- Signature Verification Proof
- Registration Certificate of the car
Used Car Loan Interest rate comparison
- 14% Interest rate1% Processing fee*
- 15% Interest rate1% Processing fee*
- 15.50% Interest rate1% Processing fee*
- 15.25% Interest rate1% Processing fee*
*Processing fee is calculated on the loan amount. Additional Taxes and Stamp duty as applicable.
**Interest rate and Processing fee are indicative in nature and are subject to the lender's discretion.
Types of Used Car Loan
Used Car Purchase
Chose your car and in need of prompt funds? Opt for our fast and hassle-free used car loan.
Refinance
Require funds? A car refinance loan offers the opportunity to secure a loan using your car as collateral.
Top-Up
Require funds but already have a car loan? A top-up loan can assist. Utilize the extra funds for weddings, personal needs etc.
Lending Partners
Frequently Asked Questions
What are the benefits of applying through Rupyy?
How can I benefit from getting my loan approved before finalizing my car?
How much loan can I get on a used car?
Do I need to go to the Bank to complete documentation/visit the Rupyy office myself to sign docs?
What is the process of transfer of ownership after my loan is sanctioned?
